Online Banking

Business BankingwomanLaptop

Essential Business Banking Package

Business Online Banking

Sterling Federal Bank's Business Online offers 24/7 online banking designed to exceed your expectations by helping you be more productive.

  • 24/7 access from anywhere to real-time financial information.
  • Streamline navigation from a page used to view real-time account balances, make internal and external transfers, manage transactions, view alerts, launch Bill Pay and more.
  • Transaction downloads to Microsoft Money or CSV file.
  • Automatic alerts informing you of changes and updates to your account.
  • Self-service account requests and check stop payments.
  • Manage checking, savings, CDs, loans and lines of credit.
  • Industry-standard online security.
  • Choose which accounts an authorized employee may access.
  • Choose what functions an authorized employee may perform.

Business Bill Pay

  • One-stop bill pay dashboard allows you to perform most bill pay activities from one central site.
  • With e-bills, from hundreds of billers, you can receive and pay bills directly from our website.
  • Bill reminders notify you when bills need to be paid, while automatic payments let you pay incoming e-bills or set up recurring payments.
  • Quick-add feature lets you add new billers with as little information as a name or telephone number.
  • As a business owner you can delegate tasks while maintaining control over your accounts with multi-tiered authority levels.
  • Audit trails show all bill pay actions taken by authorized users.

Mobiliti Business

With Sterling Federal Bank's Mobiliti Business you can manage your finances faster and more effectively than ever from your mobile devices.

  • Account balances.
  • Transaction history.
  • Check images.
  • Transfers.
  • Mobile Check Deposits - you can make mobile deposits anywhere, anytime and have faster funds availability.
  • Bill Pay with CheckFree Small Business.
  • Approvals (Wire, ACH, Bill Pay, Positive Pay, Transfers).
  • User entitlements.
  • Multifactor authentication and secure login.

Merchant Services

Whether your business is new on the scene or a fixture in the local economy we can help. Our Sterling Federal Bank Merchant Services Support enables you to affordably accept credit cards and better manage your business.

Your customers need options, a seamless payment experience, and above all simplicity. Sterling Federal Bank can help you deliver that every day.

  • Credit, Debit and Mobile Device Payments - Provide a variety of payment options for your customers and deliver a great checkout experience. We offer fast, easy and secure processing services for all major credit cards including Visa, MasterCard, American Express and Discover. Swipe, dip or tap, we've got you covered.
  • Manage Your Cash Flow - Access funds as soon as the next business day from your Sterling Federal Bank business checking account.
  • Point-of-Sale Hardware and Software - Save time and increase efficiency with the latest technology.
  • 24/7 Customer Service - Enjoy peace of mind knowing help is ready whenever you need it, day or night.

Business Account Sweeps

Sterling Federal Bank's sweep services take everyday balance management to the next level by automatically sweeping excess balances from one account to another. This allows you to set target balances and sweep funds over the target balance daily. You can also sweep funds back to your business checking account automatically to cover expenditures and replenish the checking account target balance. 

Ultimate Business Banking Package

This package includes all features of the Essential Business Banking Package, plus:

ACH Origination

Simplify your collection process and payroll with ACH debit and credits. Make receivables efficient and improve your cash management by collecting money faster.

  • Payroll direct deposit origination.
  • ACH debit or credit origination - build your own on our site or process an uploaded file from your software.
  • Cash concentration - move funds by ACH from accounts at other banks to your main operating account at Sterling Federal Bank.

Sterling Federal Bank's Business Banking Team can help you set up your system and manage your ACH transactions.

Easy Wire Transfer

Sterling Federal Bank's online wire transfer services eliminate the need to visit a local branch office each time you need to initiate a wire transfer. We have two options to allow you to make secure, convenient wire transfers right from your office.

  • Repetitive Wire Transfer - For wire transfers being sent to the same party on an ongoing basis. Create wire transfer instructions one time and access the template each time you need to wire funds to that party. The only information that needs to be changed is the amount and date.
  •  Non-Repetitive Wire Transfer - Wire transfers for which you enter in all of the beneficiary information each time you initiate a wire transfer.

Sterling federal Bank's Easy Wire Transfer allows you to send funds same-day in a highly secure environment with our Safe Wire process.

Positive Pay

Check fraud is on the rise due to today's advanced technology that makes it easier than ever to create fraudulent checks against your business. You can be proactive by adding Sterling Federal Bank's Positive Pay to your business banking relationship.

How it works:

  • You create a data file for all checks - as you write checks you create an online data file with the issue date, serial number and dollar amount of each check.
  • We verify the checks - we use your data file to verify the checks that post to your account. Non-matching items are reported back to you for your review and payment decision.

Sterling Federal Bank's Positive Pay helps you automatically reduce the possibility of check fraud. We work with you to verify that you have actually issued the checks that post to your account.

Merchant Remote Deposit Capture

Send deposits electronically to your account when it's convenient for you - without leaving your office. Simply scan the checks you receive and transmit your deposit via a secure web connection.

Contact our Business Banking Team to see how Merchant Remote Deposit Capture supports your business and add it to your business banking services today.