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Vehicle & Other Loans 

SF Ins Services - car

Auto & Truck Loans

Sterling Federal Bank can help get you in the car or truck of your dreams!

Because we are locally owned, we can process you loan application quickly. Within 24 hours, that new vehicle can be in your driveway! Contact any of our qualified, experienced Loan Officers at the location nearest you.

Other Loans

Enhance your lifestyle!

Sterling Federal Bank offers a wide variety of loans to enrich your lifestyle. If your dream includes any of the following, Sterling Federal Bank can help get you there.

  • Watercraft
  • Motorcycle
  • Snowmobile
  • Motor home
  • Mobile home
  • Credit Card
  • Personal Loan
  • Debt consolidation

Contact any of our qualified, experienced Loan Officers at the location nearest you.

Credit Cards

Choosing the right consumer credit card is easier than ever.

No matter which card you choose, you'll enjoy important features like:

  • EMV smart chip technology for added security.
  • Mobile purchasing capability for added convenience.
  • Plus much more!

Let's get started...

Save with a longer intro rate.

Visa® Platinum Card

Apply NowSave on interest with an extended introductory rate and pay down other credit card balances faster. More


Earn valuable rewards.                                                                          Pick the best rewards card for you!

Visa® Bonus Rewards Card

Apply NowWatch your rewards add up fast with 1 point for every $1 you spend on eligible net purchases, and receive automatic bonus points each month. Plus get $25 cash back1 after your first purchase. More 

Visa® Bonus Rewards PLUS Card

Apply NowWatch your rewards add up even faster with 1 point for every $1 you spend on eligible net purchases, and receive even more automatic bonus points each month. Plus get $50 cash back1 after your first purchase - all with a low annual fee. More  

Cash Rewards American Express® Card   

Apply NowEarn cash back1 every time you use your card: 3% on gas, 2% at supermarkets, and 1% on all other eligible net purchases, plus $25 cash back1 after your first purchase. More  

Travel Rewards American Express® Card

Apply NowEarn great rewards faster with 3X reward earnings on airline net purchases and 2X reward earnings on restaurant and hotel net purchases and 1X reward earnings on all other eligible net purchases, plus get $75 cash back1 after your first purchase - all with a low annual fee. More 


Build your credit.2

Visa® Secured Card

Apply NowStart building (or rebuilding) your credit history, even if you've been turned down for other credit cards, with flexible credit lines based on a security deposit and a low annual fee. More


Choosing the right business credit card is easier than ever.

No matter which card you choose, you’ll enjoy important features like:

  • Award-winning expense management tools
  • Free employee cards
  • EMV smart chip technology for added security
  • Mobile purchasing for added convenience

Let’s get started…

Earn valuable rewards.

Visa® Business Cash Card

Apply NowEarn cash back1 every time you use your card: 3% on office supply store net purchases and phone/internet services, 2% on restaurant and gas net purchases, and 1% on all other eligible net purchases, plus get $25 cash back1 after your first purchase. More 

Visa® Business Bonus Rewards Card

Apply NowWatch your rewards add up fast with 1 point for every $1 you spend on eligible net purchases, and receive automatic bonus points each month, plus get $25 cash back1 after your first purchase. More

Visa Business® Bonus Rewards PLUS Card

Apply NowWatch your rewards add up even faster with 1 point for every $1 you spend on eligible net purchases, and receive even more automatic bonus points each month, plus get $50 cash back1 after your first purchase - all with a low annual fee. More 


Elan Account Access

If you would like to view your account, please login here.

Customer Service Department

General account information is available 24 hours a day, 7 days a week through an automated customer service system.

If you wish to speak to a customer service representative during regular business hours, please call 800-558-3424 for consumer cards or 866-552-8855 for business cards.

Card Security Department (Lost or Stolen Credit Cards)

To report your card lost or stolen, please call 800-558-3424.


1 - Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfer or cash advances.

2 - Late payments and going over the credit limit may damage your credit history.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.