Online Banking
Access ID:
Password:
Register Now | Forgot Password?
 

Savings & CDs

Savings Accounts

Sterling Federal Bank has five savings account options to assist you in planning your financial future. Choose the right plan to suit your needs!

 

MINOR
SAVINGS* 

BRIGHT
SAVINGS 

ULTRA BRIGHT
SAVINGS 

XMAS
CLUB 

RETIREMENT
SAVINGS 

Savings 

Minimum to Open 

$5  $100  $100  $5   $100

Minimum Balance Required 

$5 

$200 

$1,000 

$5 

 $100

No Monthly Fee

 Checkmark     Checkmark  Checkmark 

Interest 

Checkmark  Checkmark  Checkmark  Checkmark   Checkmark

InfoXpress Bank by Phone

Checkmark  Checkmark  Checkmark**  Checkmark  Checkmark 

Online Banking

Checkmark  Checkmark  Checkmark**   Checkmark Checkmark 

ATM Card 

    Checkmark     

Statements

Annual

Annual

Monthly

Annual

Annual

*     Account converts to Bright Savings upon child's 18th birthday.
**   InfoXpress and Online Banking transfers available. Transfers to another account or to third parties by pre-authorized, automatic, telephone or
       computer transfer or by check, draft, debit card or similar order to third parties are limited to six per statement cycle.
 

Certificates of Deposit

With as little as $500 minimum to open, you may choose terms from 6 months through 5 years. These CDs offer Sterling Federal Bank's "Buildable" feature as well. There is a combination of terms and interest rates to fit everyone's financial needs. A penalty may be imposed for any withdrawals of principal from your certificate of deposit, before maturity.

 

IRAs

Choose from any of our certificate of deposit products or our Bright Savings account to begin saving for your retirement. Any of these accounts can be the vehicle for your Traditional, Roth, or SEP IRA.