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Savings & CDs

Savings Accounts

Sterling Federal Bank has four savings account options to assist you in planning your financial future. Choose the right plan to suit your needs!

Children's Savings

An easy way to start your child on the road to saving for the future.

Bright Savings

An economical savings account offering annual statements, balance and transaction information available via telephone or on-line.

Ultra Bright Savings

A monthly statement savings account that offers the convenience of access on-line, by telephone or ATM. You'll have the ability to transfer between your Sterling Federal Bank accounts by telephone or on-line banking.

Christmas Savings

Establish your own savings schedule to fit your holiday spending needs.

Certificates of Deposit

With as little as $500 minimum to open, you may choose terms from 6 months through 5 years. Our 6 month through 2 year terms offer Sterling Federal Bank's "Buildable" feature. There is a combination of terms and interest rates to fit everyone's financial needs. A penalty may be imposed for any withdrawals of principal from your certificate of deposit, before maturity. And don't forget to ask a customer service representative about our current CD specials!


Choose from any of our certificate of deposit products or our Bright Savings account to begin saving for your retirement. Any of these accounts can be the vehicle for your Traditional, Roth, or SEP IRA.