
A club with year-round activities for our seasoned customers age 50+.
It’s more than just a seniors’ group or travel club. The Four Seasons Club gives the kind of service and attention you deserve. By the time you reach the age of 50, you’ve earned the right to a few privileges. You deserve recognition for your hard work, including some special opportunities and benefits from your bank.
BECOME A MEMBER
As a Four Seasons member, you have the advantage of enjoying a variety of benefits, all designed with your specific lifestyle in mind. And, there’s no membership fee! Simply be age 50+ and maintain deposits of $20,000 or more with Sterling Federal Bank and these benefits can be yours:
- Four Seasons Club Rooms in our Sterling and Dixon offices provide you with a place to meet friends and fellow members.
- Travel to Exciting and Faraway Places – Frequent day trips and seasonal overnight tours are reasonably priced getaways.
- Travel Points Program* – Only Sterling Federal’s Four Seasons Club offers you a special Travel Points Program. Earn valuable points good toward free or discounted day trips or overnight tours.
- Have Fun and Meet New Friends at Four Seasons monthly card parties and other social events planned just for club members.
- Free Shredding Service – Our Four Seasons Club rooms are equipped with locked security consoles where you may dispose of your documents that require shredding. Your personal information is not just shredded, it is pulverized, compacted and transported for recycling.
- Four Seasons Club Checks – Receive free Four Seasons Club checks with your Sterling Federal checking account.
- Special Free Services – Cashiers’ Checks and Money Orders at no charge.
- Plus many other free services, such as checkbook balancing, photocopying, laminating, and much more!
Fill out the Four Seasons Club Membership Form or download a form to print, fill out and bring into a branch location. If you need further help or information about opening a qualifying account, visit any convenient Sterling Federal Bank office. A club director or customer service representative will be glad to help you.
Start enjoying the benefits of the special time of your life today!
TRAVEL POINTS PROGRAM*
Only Sterling Federal’s Four Seasons Club offers you a special Travel Points Program. Earn valuable points good toward free or discounted day trips or overnight tours by joining the Four Seasons Club, by banking at Sterling Federal, and even by participating in Four Seasons travel events.
How to Earn Points
As a member of the Four Seasons Club, you will receive ample opportunities to earn Four Seasons Travel Points, including:
- Initial Awards for joining the Four Seasons Club
- Monthly Awards for the average daily balance you maintain in Sterling Federal Bank deposit accounts
- Annual Awards for paying for the renewal of your safe deposit box
- Day Trip and Tour Awards for participating in a Four Seasons Club day trip or overnight tour
- Special Offers & Promotions that Sterling Federal Bank may periodically offer members.
For more information on how points are awarded or for a complete list of potential award opportunities, please download our Four Seasons Club Program Rules or contact a Four Seasons Club Director.
Be the lucky traveler and win!
In addition to Travel Points, you could win a Free trip or Gift Cards on each trip. Each day trip will feature a drawing for one full refund of the cost of the trip for one lucky traveler! And, each overnight excursion where a Sterling Federal Bank representative is present will feature a drawing for $100 to $500 for one very lucky traveler.
* In accordance with IRS regulations, the value of Four Seasons Travel Points redeemed must be reported to the IRS.

Calendar of Events
2025 Schedule
Dec 4th-Winter Bingo-Sterling
Dec 10th-Christmas Party (tentative)
Dec 12th-A Wonderful Life-Fireside
2026 Schedule
Feb 17-Winter Birthday (Invite only)
Feb 20-Beehive- Fireside
Feb 25-Lucky Stiff-Circa 21
March 1-Til Beth Do Us Part -The Barn III
March 12-Sports Bingo-Dixon South
March 25-Honky Tonk Angels-Circa 21
April 24 – Hairspray-Fireside
May 5-Spring Birthday (Invite only)
May 14-Hits of the Decades-Celebration Bell-Moline
June 11-Music Bingo- Sterling Main
June 26 – Million Dollar Quartet- Fireside
June 28-Cubs vs Milwaukee Brewers
July 29-The Wizard of Oz-Circa 21
Aug 4-Summer Birthday (Invite only)
Sept. 10-Fiesta Bingo-Sterling Main
Sept 23-Buddy Holly-Drury Lane
Oct. 15-Chocolate and Lucy
Oct. 28-Luncheon Cruise aboard the Grand Belle-Lake Geneva
Nov 3-Fall Birthday (Invite only)
Nov 18-Annie-Drury Lane
Dec. 3-Casino Bingo-Dixon South
Dec. 6-Christmas Around the World-The Barn III
Dec. 18-A Christmas Story-Fireside



