Certificates of Deposit 

With as little as $500 minimum to open, you may choose terms from 6 months through 5 years. These CDs offer Sterling Federal Bank’s “Buildable” feature as well. There is a combination of terms and interest rates to fit everyone’s financial needs. A penalty may be imposed for any withdrawals of principal from your certificate of deposit, before maturity.


Choose from any of our certificate of deposit products or our Retirement Savings account to begin saving for your retirement. Any of these accounts can be the vehicle for your Traditional, Roth, or SEP IRA.