Mike Smith

Commercial Loan Officer


NMLS #441583

Office: 815-548-7544

Fax: 815-288-3330

Email: msmith@sterlingfederal.com

I have 32 years in management, 22 years of those in banking.  I know how to uncover the needs of the area’s business clients with the professional and personal touch you come to expect from your local bank.

I earned a Bachelor’s Degree in Business Administration from Augustana College in Rock Island, IL.  I also received accreditation from the Illinois Banker’s Association, obtaining high honors and graduated from the Wisconsin Banker’s Association Commercial Lending School.  I was born and raised in Dixon, IL.  I continue to raise my family in this community.  I hope to continue to be engaged with all aspects of the community.  As a current United Way of Lee County and Open Sesame Child Care Board Member.  I continue to be committed to the county I serve.