Mike Smith

Commercial Loan Officer


NMLS #441583

Office: 815-548-7544

Fax: 815-288-3330

Email: msmith@sterlingfederal.com

402 S Galena Ave.

Dixon, IL 61021

Business Hours:

Monday – Thursday 9am to 4pm
Friday 9am to 5pm

With an impressive 32-year tenure in management, including 26 years dedicated to the dynamic world of banking, I bring a wealth of experience to the table. My expertise lies in understanding and addressing the unique needs of our community’s business clients, all while providing the professional and personal touch that defines your expectations of a local bank.

My educational background includes the attainment of a Bachelor’s Degree in Business Administration from Augustana College in Rock Island, IL. In addition, I hold accreditation from the Illinois Banker’s Association, achieving high honors, and I proudly graduated from the prestigious Wisconsin Banker’s Association Commercial Lending School.

Dixon, IL, is not just my place of origin; it’s the very soil in which I’ve planted my family’s roots, and it’s here that I continue to nurture and raise my loved ones. My commitment to this community extends beyond my professional pursuits. I remain deeply engaged in various facets of our community life, currently serving as a dedicated board member for the United Way of Lee County. My mission is to remain steadfast in my dedication to the county I proudly serve.